Josefin For Mortages
Josefin Mutter
Josefin@JosefinForMortgages.com
Cell: 250-857-4327
Josefin For Mortgages
Josefin Mutter
Josefin@JosefinForMortgages.com
Cell: 250-857-4327
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Useful Information
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Benefits of using a Mortgage Broker
I can help you find the best rates for the following types of Mortgages:

- First Mortgages: for Purchases, Refinancing, or Renewing

- Second Mortgages: Line of Credit Open Mortgages, or Fixed rate Mortgages that are in second place

- CHIP Mortgages or Reverse Mortgages: great for seniors who want to take out 40-50% of their equity without   repayment till they sell

 Mortgage brokers are independent professionals who work as liaisons between the borrower and the lender to negotiate loans. They are specialists who provide all of the information and answers you need to understand the mortgage process.

- First Mortgages: for Purchases, Refinancing, or Renewing

- Second Mortgages: Line of Credit Open Mortgages, or Fixed rate Mortgages that are in second place

- CHIP Mortgages or Reverse Mortgages: great for seniors who want to take out 40-50% of their equity without   repayment till they sell
 
Finding you the best mortgage:
Not all lender terms and conditions are created equal. Whether you’re purchasing a new home, switching your mortgage or refinancing your existing mortgage, many factors must be taken into consideration. It’s a mortgage broker’s job to analyze your specific needs and find the mortgage product that best satisfies your budget and goals.
 
Shopping the market:
Mortgage brokers have access to numerous lending institutions and investors. They’ll make sure that you get the best loan possible. You won’t have to deal with any financial institution yourself. Mortgage brokers deal with many of the same lenders you’re used to dealing with. Brokers also deal with some innovative broker-only lenders who can offer even more attractive rates and features. Some mortgage brokers may also have access to private lenders.
 
Customer service:
Operating with the most up-to-date software and technology, mortgage brokers usually offer a speedy turnaround time on applications. Same-day or 24-hour approvals are typical. Mortgage brokers will take the time to explain all of the terms and conditions of your mortgage, clearly explain the interest rate, prepayment privileges and clarify any questions you may have.
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